RLI HAWAII HOMEOWNERS INSURANCE

For more than 20 years, RLI has provided hurricane insurance, condo insurance, renters insurance and vacation home insurance for Hawaii homeowners.

High Value Dwellings

• Values up to $3.5M
• Includes townhomes and condominiums

Secondary Homes

• Including seasonal occupied or secondary dwelling or condo units
• Primary can be located anywhere
• No surcharge for secondary residences

Short Term/Vacation Rentals

• Nightly or weekly vacation rentals including liability
• Property manager can be added as additional insured

HO-6 Condo (Unit Rented)

• For owner or tenant-occupied units
• Coverage D can be increased to more than the standard 50% of Coverage C for high rental income

Older Homes

• High-value older homes with updates to wiring, plumbingand roofing

Farms

• HO3 policy provides personal and incidental farm liability subject to underwriting approval

PC-9, 10 and 11

• Rural and unprotected areas PC-9 and 10
• PC-11 rate for dwellings over 10 miles from a recognized fire station and no fire hydrant or water source subject to underwriting approval.

Corporation/Family Trust/LLC

• HO/DF policies, including liability, can be written in the name of a corporation, trust, LLP or LLC.

Course of Construction (COC)

• Owner-builder or general licensed contractor
• HO3 or DP3 form including hurricane for values up to $3.5M

Hurricane Coverage

• No restrictions for single wall construction, COCs or distance to ocean
• No flood insurance requirement

Reduced Restriction to Water

• Oceanfront dwellings/condos accepted subject to underwriting approval

Scheduled Personal Property

• Including jewelry and fine arts

ePUP Personal Umbrella

• Write policies online with our ePUP portal website