Retail Insurance Agents & Brokers

Experience Monarch’s Unmatched Service

…what we like to call, The Royal Treatment

At Monarch E&S, our mission is to safeguard our partner carriers’ interests while empowering brokers to grow their books of business. We’re licensed across all 50 states, combining decades of experience and niche market access to provide solutions for even the most complex risks. With a focus on speed, service, and the personal touch we call “The Royal Treatment,” we streamline the process—from quote to policy issuance—to help you protect and retain your valued clients.

Why Partner with Monarch E&S?

Strong Relationships

With a vast network of top-rated carriers, we secure exclusive coverage options and competitive pricing to help you stand out in the market.

Niche Solutions

Our expertise in specialized markets enables us to address unique or hard-to-place risks, ensuring your clients always have the right coverage.

Expert Guidance

Rely on our seasoned underwriters for strategic insights and hands-on support-from quote to renewal-empowering you to grow and retain business.

Our Coverage Lines

Personal Lines

From high-value homeowners to personal umbrellas and valuable collections, our Personal Lines segment ensures individuals and families get the right coverage.

Commercial Lines

Protect businesses across multiple industries with broad coverage options for our commercial lines.

ExecuPro

Built for executives, professionals, and organizations facing high-stakes liability exposures. We offer four primary coverage categories under ExecuPro.

Our Nationwide Branches

Monarch West

Expert underwriting and brokerage solutions throughout the western states, with access to Commercial, Professional, Personal, and Special Risk coverage.

Monarch East

Providing robust Commercial, Personal, and specialized coverage options for agents and brokers in southeastern regions.

Monarch Northeast

Formerly Special Risks Limited, now offering expanded lines of business—including Active Shooter Liability, Farm Liability, and other specialized solutions—across northeastern states.

Frequently Asked Questions

Who can become a broker with Monarch E&S?

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Are you licensed to write business in all states?

Yes. Monarch E&S is licensed in every state, ensuring we can provide solutions for clients nationwide.

How fast can I get a quote?

Do you handle complex or hard-to-place risks?

How do I become appointed with Monarch E&S?