Monarch Southeast » Products

Personal Insurance

Monarch Southeast has long been focused on the High Net Worth, Successful Family coverage nationally. We have strived to serve our agents by providing valuable personal consultation in helping our agents understand and sell into this highly specialized market space while providing customer service and satisfaction as our #1 goal. We work with 2 marquee names in the High Net Worth space, Chubb and AIG. In addition to these notable carriers we write a wide variety of property insurance and liability insurance coverages as indicated below.

Coverages

  • HO-3
  • HO-4
  • HO-6
  • DP-1
  • DP-3
  • C.O.C./Builders Risk
  • Personal Umbrella
  • CPL
  • Excess Umbrella
  • Excess CPL

Programs Available

HIGH NET WORTH PACKAGE

  • Home
  • Homeowners Insurance
  • Condos & Co-ops
  • Renters Insurance
  • Home Appliances & Equipment
  • Auto Insurance
  • Car Insurance
  • Classic Car
  • Valuables
  • Jewelry
  • Arts
  • Wine & Spirits
  • Your Collections
  • Liability
  • Personal Umbrella (Excess Liability)
  • Group Personal Excess
  • Employment Practices Liability
  • Cyber
  • Cyber Insurance
  • Cyberbullying
  • Identity Management
  • Natural Disasters
  • Flood
  • Hurricane
  • Wildfire
  • Hail
  • Earthquake
  • Travel
  • Travel Insurance
  • Boats & Yachts
  • Boats
  • Yachts
  • Family Office
  • Farm & Ranch
  • Small Commercial

HOMEOWNERS COVERAGE

  • Homes with wind or brush
  • Secondary and Rental homes
  • Homes in high protection classes and mountain resort areas
  • Short term vacation rentals
  • Vacant homes

DWELLING FIRE

  • Vacant Dwelling
  • Seasonal Dwelling Coverage

BUILDERS RISK

  • Dwellings under renovation
  • New home construction

EARTHQUAKE AND FLOOD

  • Primary and excess earthquake
  • Primary or excess flood can be included
  • Earthquake DIC – Excess Flood Coverage
  • Earthquake Deductible Buy-Back

UMBRELLA / LIABILITY

  • Monoline CPL
  • Premises Liability & Excess Premises Liability
  • Personal Umbrella Liability $1 – $35 Million
  • (Primary/Excess Limits Available)
  • Excess Personal Umbrellas
  • Target CPL & Personal Umbrellas
  • Excess Auto Liability
  • Special Events
  • Home Based Business

Markets

  • AIG
  • Beazley Group
  • Great Lakes
  • Chubb
  • Lloyds Underwriters
  • Lexington Insurance Company
  • Markel
  • Hiscox
  • QBE Specialty Insurance Company

States

  • National