Monarch West » Products

Personal Insurance

Monarch’s personal lines insurance department is dedicated to providing the best service in the insurance industry. We offer quality insurance products, excellent insurance markets, and an experienced and knowledgeable staff with customer service and satisfaction as their #1 goal. We write a wide variety of property insurance and liability insurance coverages as indicated below. Give us a try, and discover what the royal treatment is all about!

Coverages

HO-3
HO-4
HO-6
DP-1
DP-3
D.I.C.’s

C.O.C./Builders Risk
Personal Umbrella
CPL
Excess Umbrella
Excess CPL
Excess Auto

Programs Available

HIGH NET WORTH PACKAGE

High Value Homeowners
Valuable Articles
Personal Excess Liability
Personal Auto
Watercraft & Yacht

HOMEOWNERS COVERAGE

Homes in the brush
High value homes
Secondary and Rental homes
Homes in high protection classes and mountain resort areas
Short term vacation rentals
Vacant homes

DWELLING FIRE

Vacant Dwelling
Seasonal Dwelling Coverage

BUILDERS RISK

Dwellings under renovation
New home construction

EARTHQUAKE AND FLOOD

Primary and excess earthquake
Primary or excess flood can be included
Earthquake DIC – Excess Flood Coverage
Earthquake Deductible Buy-Back

UMBRELLA / LIABILITY

Monoline CPL
Premises Liability & Excess Premises Liability
Personal Umbrella Liability $1 – $35 Million
(Primary/Excess Limits Available)
Excess Personal Umbrellas
Target CPL & Personal Umbrellas
Excess Auto Liability
Special Events
Home Based Business

Markets

AIG
Aspen Specialty
Beazley Group
BRIT
Chubb
Essex Insurance Company
Evanston Insurance Company
Lloyds Underwriters
Lexington Insurance Company

Mt. Hawley Insurance Company
Mt. Vernon Insurance Company
Hiscox
Hudson Insurance Company
RLI
Scottsdale Insurance Company
United States Liability Insurance Company
QBE Specialty Insurance Company